How to Budget for a Full‑Home Remodel in Covington, LA

August 19, 2025

If you’ve been dreaming of updating your Covington home—maybe a full‑home refresh that brings every room up to date—you’re probably wondering where to start. Budgeting for a full‑home remodel can feel overwhelming, but with local insight and planning, it doesn’t have to be.


Why planning your remodel budget matters

A quality remodel is more than just updates. It’s about restoring comfort, improving layout, boosting resale value, and making your home feel more like you again. A full remodel usually runs between $15 and $60 per square foot depending on scope, materials and labor.


That range means a 2,000 sq ft Covington home might cost between $30,000 at the low end to $120,000 or more at top‑tier finishes. In the Northshore area labor and materials may track at the mid to high side given local market conditions and regional quality expectations. RS Builders offers clear local estimates so you know what to expect from day one.


More than 50 percent of homeowners face surprise expenses, especially on big remodels. Hidden water damage, outdated wiring, or structural issues can push your real budget up. Common advice is to add at least a 10 to 20 percent cushion to your planned costs.


A couple examines a house blueprint pinned to a wall. The man smiles, while the woman points, looking focused. Light streams from a window, suggesting renovation.

Step 1 – Define your scope

Decide if you’re doing a complete gut‑and‑remodel, or simply updating finishes like flooring, paint, countertops, and fixtures. Choosing to keep existing plumbing or electrical locations is a smart cost‑saving move. Major rerouting can add significant labor and materials cost. If you just need refreshed cabinets, flooring, lighting, painting, and minor layout tweaks, you’ll stay in the lower cost band.


Step 2 – Use local benchmarks to estimate

RS Builders has guided many Covington homeowners based on typical room breakdowns from their own bathroom cost guide. A basic full‑size bathroom remodel in Covington runs about $10,000–$15,000. A mid‑range upgrade may cost $20,000–$30,000. High‑end bathroom projects can exceed $50,000 with custom fixtures, layout revisions, and luxury finishes.


Kitchen remodels generally range from $10,000 into $50,000 or more depending on features—stone countertops, custom cabinetry, and premium appliances raise costs .


If your plan is to tackle the whole house (say kitchen, two baths, living and hallways) consider adding up estimated costs by room, then multiply by the number of rooms and adjust for shared systems like flooring or HVAC. This gives you a ballpark so you can compare to a contractor quote.


Step 3 – Create a detailed budget breakdown

Break your budget into categories:


  • Design & planning
  • Demolition & site prep
  • Plumbing & electrical (if moved)
  • HVAC upgrades
  • Framing or structural work
  • Flooring, tile & countertops
  • Fixtures & cabinetry
  • Lighting & finishes
  • Paint & trim
  • Contingency funds (10–20 %)

This structure helps you see how every dollar is allocated, avoid surprise costs, and track changes if you upgrade finishes or shift priorities mid‑project.


Step 4 – Get multiple local estimates

Always compare at least two or three contractors. That gives perspective on range, helps you assess who communicates clearly, and ensures you avoid low‑ball quotes that lead to change orders later. Home‑remodeling experts recommend gathering several bids and asking about price locking, since material costs may shift if your project starts weeks later.


Ask each contractor to detail their estimate breakdown and flag where surprises could arise. RS Builders offers transparent, line‑by‑line estimates, and manage permits, inspections, and subcontractors so you don’t need to guess final costs.


Step 5 – Build in a buffer for unknowns and upgrades

Even if your home looks well maintained, there’s often unseen damage behind walls or below floors. A safe bet is a minimum 10 percent contingency; serious projects may need 15 to 20 percent or more. Just because the plan budget fits doesn’t mean reality will.


If you find mid‑project you’d like upgraded tile, nicer faucets, or built‑in storage, you’ll stay on track if you already built that buffer. Otherwise you risk deciding mid‑way and adding tens of thousands unexpectedly.


Step 6 – Monitor costs and adjust priorities

Once your project is underway, keep track of actual spend against your original budget. If one area overruns (say custom countertop lead time), adjust elsewhere. Maybe simpler lighting or paint choices help stay within budget. Prioritize functional areas—kitchens and baths have the best return on investment, often anywhere from 50 to 80 percent ROI at resale.


Step 7 – Consider financing and phase planning

A full‑house remodel is often broken into phases to help spread out impact and cost. For example, tackle the kitchen and main bath first, then bedrooms or the patio next year. That gives breathing room, enables budgeting by year, and helps you prioritize.


If financing is needed, look into home equity loans, lines of credit, or personal loans. Clear, reliable cost breakdowns make those applications easier and more transparent.


This kind of estimate is helpful when comparing contractor bids. Local labor and material pricing in the Covington area may push mid‑range housing projects into this zone—especially when you expect long‑lasting finishes and skilled craftsmanship.


A smiling man with a laptop gestures while standing next to a woman in a room with a ladder and large windows. They appear to be discussing renovations.

Why homeowners in Covington choose RS Builders & Remodeling


  • Local knowledge: Serving Covington, Mandeville, Slidell and beyond for over 10 years. They understand regional labor costs and local permit requirements.
  • Transparent pricing and timeline: They break down the cost before you sign and walk you through the schedule up front.
  • Trusted craftsmanship: Licensed and insured, handling every phase from demo to final inspection.
  • Free consultation: No obligation, friendly advice and a chance to walk your home with a local expert.
  • Value built in: They offer a military discount and flexible options to manage both budget and finish quality.


What to do next

If you’re planning a whole‑home remodel or even thinking about one, here’s how to move forward:


  1. Gather your goals—improve flow, update finishes, fix plumbing or HVAC, or simply refresh older spaces.
  2. Use the steps above to sketch a basic budget estimate.
  3. Schedule a free consultation with RS Builders. They’ll walk your home, help clarify your vision, and provide a transparent estimate.
  4. Compare with at least one more local quote.
  5. Decide how to phase the project or manage it in full, based on your budget and priorities.
  6. Build in that 10 to 20 percent contingency.
  7. Stay involved throughout the process. Ask questions, request updates, and keep an eye on real costs.

Budgeting a full‑home remodel in Covington doesn’t need to feel impossible. With local cost data, smart planning, and a trusted builder guiding you, you can tackle your entire home with confidence. You won’t be guessing what goes where or what surprises may appear behind walls.


RS Builders & Remodeling, LLC is based right here in Covington and familiar with every step—design sketching, cost estimation, permits, construction, inspections, even final finishes. Reach out to schedule a free, no-obligation consultation. Call (985) 630‑1511.


You’ll walk away with a clear understanding of potential costs and what it takes to bring your home into the next chapter.


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If you're thinking about remodeling your master bathroom in Covington, Louisiana, you're not alone. It’s one of the top renovation projects homeowners consider—thanks to its potential to enhance everyday comfort, add resale value, and deliver a relaxing daily retreat. But before you dive in, it helps to understand what the average cost looks like in our area. At RS Builders & Remodeling, LLC , we’re always upfront about costs and are happy to walk you through what goes into pricing, so you can feel confident and informed. 1. Why Master Bathroom Remodels Can Vary So Much When people ask about the average cost of remodeling a master bathroom , you’ll often hear a wide range—typically $12,000 to $30,000 , but sometimes more. National sources put the average overall bathroom remodel around $12,200 , depending on size and finishes. A fully finished job can easily climb higher— up to $50,000 —especially if you opt for luxury fixtures, custom tile, or extensive layout changes. Locally, prices tend to differ because labor and material costs can vary from national averages. But what really drives your final budget are: Scope of renovation : Just freshening up versus tearing out and reconfiguring Size : A small master bath costs less than a spacious suite Fixtures & materials : Mid-range selections keep costs manageable; high-end upgrades push prices upward Plumbing & electrical changes : Moving plumbing lines or adding heated flooring adds cost Backer work : Tile, waterproofing, framing, permits, and inspections 2. Big Budget Breakdown Here’s a common master bathroom budget and what you can expect, with ballpark costs reflecting Covington -area projects: Basic Refresh: $10,000–$15,000 Keep existing layout and plumbing lines Replace countertops, vanity, floor tile, toilet Add new fixtures and lighting Repaint walls and possibly refinish cabinets Mid-Range Remodel: $20,000–$30,000 Replace bathtub or shower, vanity, floor tile New shower with glass enclosure, upgraded fixtures Relocate plumbing slightly for functional improvements Add recessed lighting or ventilation High-End Custom Remodel: $30,000–50,000+ Full gut down to studs Reconfigured layout (adding separate tub and shower) Luxury finishes: heated tile, custom cabinets, stone countertops, designer tile, smart fixtures Enhanced features: dual vanities, freestanding tub, niche shelving, lighting zones, waterproofing upgrades, possibly underfloor heating 3. Why RS Builders & Remodeling? Here’s how we keep your master bathroom remodel on track: Local expertise – We’ve served Mandeville, Covington, and Slidell for over 10 years Clear communication – You’ll get a step-by-step timeline so there are no surprises Transparent pricing – Our detailed estimates take guesswork out of costs Quality craftsmanship – We use trusted subcontractors and quality materials Free consultation & military discount – No commitment needed to get started 4. What You’ll Pay Locally In Covington and surrounding Northshore: Refresh : $10K–15K Midrange : $20K–30K High-end : $35K–50K+ This range takes into account region-specific labor rates, material availability, and common home styles in our area. And while you can always spend more, we help you align your vision with a budget that feels right. 5. Next Steps Think about your goals —spa-like retreat? Better layout? Sale-ready finish? Browse materials (vanities, tile, faucets) so you know your style Book a free, no-obligation consultation —we’ll come out, measure, discuss options, and provide a clear estimate Refine budget based on your priorities and timeline Schedule the project —we manage permits, demo, installation, inspections—you just enjoy the process Reach Out and Move Forward If you're ready to update your master bathroom, or if you're just curious about cost-saving options, RS Builders & Remodeling, LLC is here to help. You’ll talk with local pros who know Covington homes through and through—and who are committed to giving you a great bathroom at a fair price. Contact us today at (985) 630‑1511 to schedule your free consultation. Let’s talk layout, finishes, timeline, and how you can enjoy a beautiful, updated master bathroom tailored just for you.
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Labor Costs Labor is a significant part of any remodel, and this is especially true in the kitchen where plumbing, electrical work, and custom installations may be required. The level of expertise needed for a project will dictate the cost of labor. Plumbers and Electricians : If you’re relocating your sink or adding new electrical outlets, skilled professionals will be necessary. Plumbing and electrical work should always be handled by licensed contractors to ensure safety and code compliance. Installers and Contractors : If you're installing custom cabinetry or high-end flooring, you’ll need experienced installers to get the job done right. Hiring professionals ensures the job is done correctly the first time, reducing the need for costly repairs down the line. Labor costs can vary depending on your location and the complexity of the work, but in general, you should expect to allocate a portion of your budget to hire skilled professionals. 4. Size of the Kitchen The larger your kitchen, the more materials and labor will be required to complete the project. A large kitchen remodel will naturally cost more than a smaller one due to the increased need for materials, flooring, and cabinetry. The larger the space, the more time it will take to complete the project, which can also increase labor costs. Average Kitchen Remodel Costs in 2025 Now that you understand the factors that influence the cost of a kitchen remodel, let’s break down what you can expect to pay based on the scope and type of remodel you’re planning. In 2025, kitchen remodel costs are generally categorized into three levels: minor remodels, mid-range remodels, and high-end remodels. 1. Minor Remodels: $10,000 to $25,000 If you're looking to give your kitchen a facelift without making major changes, you can expect to pay between $10,000 and $25,000 for a minor remodel. This budget typically covers cosmetic updates like: New paint and backsplash Replacing cabinet hardware Installing new light fixtures or under-cabinet lighting Updating appliances with more modern, energy-efficient models This type of remodel will enhance the look of your kitchen without breaking the bank. It’s ideal for homeowners who want to refresh their space on a budget. 2. Mid-Range Remodels: $25,000 to $50,000 For a more comprehensive remodel, the cost can range from $25,000 to $50,000. A mid-range remodel usually involves: Installing new countertops (granite, quartz, or solid surface) Replacing or refacing cabinets Upgrading flooring (wood, tile, or premium vinyl) Replacing old appliances with high-quality models Some layout changes (e.g., relocating the sink or stove) This budget gives you the flexibility to invest in more durable, high-end materials and finishes while still remaining within a reasonable price range. 3. High-End Remodels: $50,000 and up For a high-end remodel, you can expect to spend $50,000 or more. This budget typically includes: Custom cabinetry and premium finishes Luxury countertops (marble, exotic granite) High-end appliances (professional-grade ranges, built-in refrigerators) Extensive layout changes and structural modifications High-quality flooring (real hardwood, designer tile) A high-end remodel can completely transform your kitchen into a chef’s dream. This type of remodel focuses on luxury, efficiency, and style, with no compromise on materials or design. Cost Breakdown by Category To help you better understand where your budget might go, here is a general breakdown of typical kitchen remodel costs: Cabinetry and Hardware : 25%–40% Installation Labor : 10%–25% Appliances : 15%–20% Countertops : 10%–15% Lighting : 5%–7% Plumbing : 4%–6% Flooring : 4%–6% Design Fees : 2%–5% Contingency Fund : 10%–20% These percentages are estimates and can vary depending on the size and complexity of your remodel. Why Choose RS Builders & Remodeling, LLC? At RS Builders & Remodeling, LLC , we are committed to helping homeowners in Covington and the surrounding areas create their dream kitchens. Our team of experts specializes in custom home building and kitchen remodeling, offering high-quality craftsmanship, professional design advice, and personalized service. We understand that every homeowner has a unique vision for their space, and we work closely with you to bring that vision to life while staying within your budget. Whether you’re looking for a simple update or a complete renovation, we’ll help you navigate the process from start to finish. We provide free consultations so you can get all the information you need to make an informed decision about your kitchen remodel. Ready to Start Your Kitchen Remodel? If you're ready to transform your kitchen into a space you'll love, RS Builders & Remodeling, LLC is here to help. We offer free consultations and would be happy to discuss your ideas, your budget, and how we can help bring your vision to life. Call us today at (985) 630-1511 or visit our website at rsbuildersandremodelingllc.com to schedule your free consultation. Serving Covington , Louisiana, and the Northshore area, including Mandeville , Slidell , and Hammond , we’re your trusted partner in custom home building and remodeling.
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